Free tool
Schengen Visa Bank Balance Calculator (2026)
Find the minimum money consulates expect to see for your trip, using each country's published figure. Takes 30 seconds, no signup.
Minimum required
€650
€650 per person for 10 days
Recommended safe balance
€870
Minimum + 20% cushion + visa fees. Planning advice, not a legal rule.
- Show 6 months of statements with a steady balance.
- Be ready to explain any large recent deposit.
- Funds for your return ticket are expected on top in most countries.
EUR 65/day applies when pre-paid accommodation is evidenced; EUR 120/day without proof of accommodation.
Check your bank statement and full fileFree readiness scan. No tool can guarantee a visa decision.
Daily funds required by every Schengen country
Per person. Native-currency rules shown where they exist; EUR conversions are approximate.
| Country | Daily amount | Per-stay minimum | 10-day total | Source |
|---|---|---|---|---|
| Austria | €50 | — | €500 | Consulate checklist |
| Belgium | €95 | — | €950 | Official · 2026-10-31 |
| Bulgaria | €50 | €500 | €500 | Official · 2026-10-31 |
| Croatia | €70 | — | €700 | Consulate checklist |
| Czech Republic | CZK 1,565 (≈€64) | — | €643 | Official · 2026-10-31 |
| Denmark | DKK 500 (≈€67) | — | €669 | Official · 2026-10-31 |
| Estonia | €70 | — | €700 | Official · 2026-10-31 |
| Finland | €50 | — | €500 | Official · 2026-10-31 |
| France | €65 | — | €650 | Consulate checklist |
| Germany | €45 | — | €450 | Consulate checklist |
| Greece | €50 | — | €500 | Consulate checklist |
| Hungary | €40 | — | €400 | Official · 2026-10-31 |
| Iceland | ISK 8,000 (≈€59) | ISK 40,000 | €588 | Official · 2026-10-31 |
| Italy | €45 | — | €450 | Consulate checklist |
| Latvia | €14 | — | €140 | Consulate checklist |
| Liechtenstein | €100 | — | €1,000 | Consulate checklist |
| Lithuania | €50 | — | €500 | Official · 2026-10-31 |
| Luxembourg | €67 | — | €670 | Official · 2026-10-31 |
| Malta | €48 | — | €480 | Consulate checklist |
| Netherlands | €55 | — | €550 | Consulate checklist |
| Norway | NOK 300 (≈€29) | — | €291 | Official · 2026-10-31 |
| Poland | PLN 75 (≈€17) | PLN 300 | €170 | Official · 2026-10-31 |
| Portugal | €40 | — | €400 | Consulate checklist |
| Romania | €50 | €500 | €500 | Official · 2026-10-31 |
| Slovakia | €56 | — | €560 | Consulate checklist |
| Slovenia | €70 | — | €700 | Consulate checklist |
| Spain | €122 | €1,099 | €1,221 | Official · 2026-10-31 |
| Sweden | SEK 450 (≈€41) | — | €410 | Official · 2026-10-31 |
| Switzerland | €100 | — | €1,000 | Consulate checklist |
How the rule works
Article 14 of the Visa Code requires proof of sufficient means of subsistence for the stay and the return journey. Each Schengen state publishes its own reference amount, so the figure depends on your main destination, not your nationality.
Some countries add a per-stay floor (Spain, Bulgaria, Romania, Iceland, Poland) or use their own currency (Nordic countries, Poland, Czechia). Read the full guide on what a Schengen bank statement must show, or count your days with the 90/180 calculator.
Questions
How much money do I need in my bank for a Schengen visa?
Each Schengen country sets its own daily amount (Article 14 of the Visa Code and Article 6 of the Schengen Borders Code). Multiply the daily figure by your days in the country, apply any per-stay minimum, and multiply by the number of travellers. The calculator above does this with sourced figures.
Can a sponsor's bank statement count?
Yes, most consulates accept a sponsor or host who signs a formal sponsorship or invitation declaration and shows their own statements. You still need to explain the relationship and show how expenses will be covered.
Do credit cards count as proof of funds?
Some consulates accept a credit card statement showing the available limit as supporting evidence, but a bank statement with a steady balance is the standard proof. Check your consulate's checklist.
Is a large deposit just before applying a problem?
It can be. Officers look for a stable history over the statement period. A sudden unexplained deposit is a common refusal reason; keep evidence of where any large amount came from.
Do children need their own funds?
Usually the parents' statement covers the family, but the amount is counted per person. Czechia requires half the adult amount for under-18s.