Moving to Europe for More Than 90 Days? Get a Complete National Long-Stay Visa File
Portugal D7 (passive income / retirement), Spain Non-Lucrative Visa (NLV), France VLS-TS (long-stay visa serving as a residence permit), Greece Digital Nomad Visa, Netherlands DAFT (Dutch-American Friendship Treaty) residence permit, Germany EU Blue Card (Blaue Karte EU), Germany Skilled Worker residence permit (Fachkraft), Germany Opportunity Card (Chancenkarte, job seeker) and Germany Student residence permit (Studium). Type D cover letter, 12-month stay plan, financial proof framed to the national threshold, and the route-specific checklist — every page is built from your nationality, route, income, and trip dates, then checked against the published source before you pay.
Pay only when you download. See what's inside · Travelling under 90 days? See the short-stay file
Free: which Schengen country should you apply to?
We loaded the European Commission's consulate statistics — 1,861 consulate records across 161 countries, with the real refusal rate of each post — into a tool that ranks your options in seconds. Top 3 free, no email.
We calculate whether you actually meet the statutory threshold
For every long-stay route we hold the published requirement, the dependant uplift and the source it comes from. Your visa file converts your declared income into that requirement's currency, prints the arithmetic, and says plainly when the margin is thin or you fall short — before a consulate does. Everything below is generated by the live product.
Generated by the live product for a sample applicant: Arjun Mehta, Indian national · Portugal D7 (passive income / retirement) · spouse accompanying · declared EUR 1,450/month.
STATEMENT OF FINANCIAL MEANS — Portugal D7 (passive income / retirement)
Applicant: Arjun Mehta (Indian national)
Route: PT-D7 — Portugal D7 (passive income / retirement)
Legal basis: Lei n.º 23/2007 (Regime Jurídico de Entrada, Permanência, Saída e Afastamento de Estrangeiros), Article 58 and Article 61
Accompanying family: 1 spouse
ASSESSMENT AGAINST THE PUBLISHED THRESHOLD
Requirement: EUR 1,380/month (100% of the Portuguese national minimum wage (RMMG) EUR 920 + spouse EUR 460). Declared: EUR 1,450/month. Margin: 5.1%.
WARNING - THIN MARGIN (under 10% above requirement)
RISK NOTES
- The declared income exceeds the requirement by only 5.1%. A small drop in income, an exchange-rate movement, or a dependant uplift the consulate applies differently would put the application below the threshold. Evidence a savings buffer (a bank certificate covering at least 12 months of the shortfall risk) or add a higher-income co-applicant.
HOW THE MEANS ARE EVIDENCED
- Bank statements for the last 6 months, showing the income credits relied on.
- Income documentation for the category (contracts, pension, rental or dividend statements as applicable).
- Savings or investment evidence held in addition to monthly income, to absorb an income or exchange-rate movement.
SOURCES
- Threshold: 100% of the Portuguese national minimum wage (RMMG) — https://vistos.mne.gov.pt/en/national-visas/necessary-documents/residence-visa-for-retired-persons-or-persons-living-off-their-income (verified 2026-08-19)
- Dependant uplift: 50% of the RMMG per adult dependant, 30% per child
- Application form: Pedido de Visto Nacional (national visa application form, VFS/consular) — Pedido de Visto Nacional, the consular national-visa application form issued under Lei n.º 23/2007 and Decreto Regulamentar n.º 84/2007; obtained from the Portuguese consulate or VFS centre handling the application.
Requirements verified 2026-08-19. Confirm current requirements with the Portugal consulate or embassy responsible for your place of residence before submission.
SchengenDoc prepares application documents and verifies figures against published requirements. It does not provide legal or immigration advice.
Arjun Mehta
Indian National
RE: NATIONAL LONG-STAY VISA (TYPE D) — PORTUGAL D7 (PASSIVE INCOME / RETIREMENT) — ARJUN MEHTA
Dear Consular Officer,
I respectfully apply for a national long-stay visa (Type D) under the Portugal D7 (passive income / retirement) category, with the intention of establishing legal residence in Portugal and completing the post-arrival registration required of me.
Requirement: EUR 1,380/month (100% of the Portuguese national minimum wage (RMMG) EUR 920 + spouse EUR 460). Declared: EUR 1,450/month. Margin: 5.1%.
The declared income exceeds the requirement by only 5.1%. A small drop in income, an exchange-rate movement, or a dependant uplift the consulate applies differently would put the application below the threshold. Evidence a savings buffer (a bank certificate covering at least 12 months of the shortfall risk) or add a higher-income co-applicant.
Travel/health insurance valid in Portugal covering medical care and repatriation for the initial visa period, until enrolment in the Serviço Nacional de Saúde (SNS) after AIMA registration. The insurance certificate meeting this requirement is enclosed with this application.
I have secured 12-month registered lease, Rua da Boavista 118, Lisbon, and undertake to comply with all obligations of Portugal immigration law.
Respectfully,
Arjun Mehta
Generated by the live product for a sample applicant: Arjun Mehta, Indian national · Portugal D7 (passive income / retirement) · spouse accompanying · declared EUR 1,450/month.
Generated by the live product for a sample applicant: Arjun Mehta, Indian national · Portugal D7 (passive income / retirement) · spouse accompanying · declared EUR 1,450/month.
IDENTITY & APPLICATION
- Pedido de Visto Nacional (national visa application form, VFS/consular), completed and signed on every required page
- Passport — Valid for at least 3 months beyond the validity of the requested visa, issued within the last 10 years, with two blank pages
- Completed and signed national long-stay visa application form — issued in Portugal
- Passport bio-page copy plus all pages containing stamps or visas — issued in your country of residence
- +2 more
FINANCIAL EVIDENCE
- Bank statements for the last 6 months showing the balance and regular income credits relied on — issued within the last 1 month; issued in your country of residence
- Portuguese tax number (NIF) and proof of a Portuguese bank account — issued in Portugal
- Evidence of the passive income relied on (pension statements, rental contracts, dividend or annuity statements) covering the last 6 months — sworn translation into the official language of Portugal; issued within the last 3 months; issued in your country of residence
- Financial-means statement (included in this kit) — Requirement: EUR 1,380/month (100% of the Portuguese national minimum wage (RMMG) EUR 920 + spouse EUR 460).
- +1 more
ACCOMMODATION & HOUSING
- Proof of accommodation for the intended residence (signed lease, notarised property deed, or formal hosting attestation) — issued within the last 3 months; issued in Portugal
HEALTH INSURANCE & MEDICAL
- Health insurance — Travel/health insurance valid in Portugal covering medical care and repatriation for the initial visa period, until enrolment in the Serviço Nacional de Saúde (SNS) after AIMA registration.
CRIMINAL RECORD & CIVIL STATUS
- Criminal record certificate from the country of nationality and from every country lived in for more than 1 year — apostille required (Hague Convention); sworn translation into the official language of Portugal; issued within the last 3 months; issued in your country of residence
- Signed authorisation for AIMA to consult Portuguese criminal records (separate from, and not a substitute for, the home-country certificate) — issued in Portugal
DEPENDANT DOCUMENTS
- Health insurance [spouse] — accompanying spouse, on the same terms: Travel/health insurance valid in Portugal covering medical care and repatriation for the initial visa period, until enrolment in the Serviço Nacional de Saúde (SNS) after AIMA registration.
- Completed and signed national long-stay visa application form [spouse] — issued in Portugal
- Passport bio-page copy plus all pages containing stamps or visas [spouse] — issued in your country of residence
- Two recent biometric passport photographs (35x45 mm, ICAO-compliant, white background) [spouse] — issued within the last 6 months; issued in your country of residence
- +8 more
We compute the statutory requirement for your route, convert your declared income, and print the margin — including when it is too thin to be safe
Pay only when you download
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Frequently asked questions
Will this guarantee my visa approval?
Honestly — no tool can. Final decisions always rest with the consular officer. What we can do is remove the most common reason for rejection: weak, badly-formatted paperwork. Your file is structured using the exact financial framing, layout, and checklist conventions Schengen embassies expect, so the officer focuses on your trip — not your formatting.
Short-stay file: if the consulate refuses your visa under Article 32(1) Code 2 — the ground tied to how the purpose and conditions of your stay are presented — email us the refusal letter within 30 days and we refund the file in full. Long-stay (Type D) file: national long-stay refusals don't use the Visa Code's code list, so it carries a 14-day no-questions refund instead. See full terms →